Those who take care of their physical health know the value of eating right, exercising and having annual checkups with their doctor.  They willingly consult medical experts if something goes awry.

Financial Fitness works the same way.  Just like putting on a few pounds, it’s easy to get out of shape financially by the time you hit 40.   After all, you’ve got lots of responsibilities and little free time.  Perhaps you haven’t been contributing as much as you can to your retirement plan or you’ve yet to set aside money for college.  Maybe a divorce or a death has left you responsible for paying the bills.

So, like going on a diet or signing up for the gym, it’s up to you to get back in financial shape.  Gone are the days of corporate pensions and adequate Social Security income.  People are living longer and kids aren’t moving out after college.  No one else is going to make you save more, spend less or plan for retirement.  And it won’t happen overnight.  But step by step, you CAN get your financial house in better shape.

Educate yourself, create the right financial habits and regularly monitor your vital signs, and you, too will become Financially Fit After 40!

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