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Budgeting

This category contains 11 posts

How’s That New Year’s Resolution Going?

Has your New Year’s Resolution bit the dust yet?  Mid-February is right about the time I can find a space in the gym parking lot again.  Despite noodling over various good ideas, I struggled this year to come up with a New Year’s Resolution.   In fact, January 1 has come and gone and I’m still [...]

Pruning the Money Tree

 Financially Fit After 40 welcomes life coach, Melinda Engle, MBA as a guest contributor.  Check out her simple but effective exercise for getting your spending under control.      Unfortunately, there is no such thing as a money tree where we can fill our savings and retirement accounts, but you do have options for stretching what [...]

Social Wealth: Can Facebook Friends Affect Your Wallet?

Peer pressure—good or bad, subtle or obvious—comes with being in a social network. Everyone participates in social networks, even people who are never online. Your network consists of your family, friends and acquaintances. How strong is their influence, and can they impact your financial fitness or money management habits?   Read on for more insight [...]

5 Financial Resolutions for the New Year

So much for my New Year’s Resolution. Committed to being on time this year, I’m just now getting around to this post. If you too have already started backsliding on your own resolutions, consider this: Experts say it takes 21 days for a new habit to form. Personally, I think it takes at least 3 [...]

Lessons From the Couch

So, how are you doing on those New Year’s Resolutions?  Regretting the commitment to get some financial advice and change your spending habits?  Join the rapidly disappearing crowd outside my door.  Full of resolve in January, we often revert back to our old habits by Feb.1.  So I’ve been thinking about this lately.  Over the [...]

New Year’s Resolutions-Part Deux

Kick off those snow boots and slip on the flip-flops….here are six more more resolutions that can be accomplished in just a few hours this year: July – Learn One New Thing – It’s summertime and the livin’  is easy.  So, read a book, subscribe to a blog, push yourself to understand one more thing [...]

Feel Fabulous in 2010

Does anyone know  the average time it takes to abandon a New Year’s Resolution?  I’m guessing two weeks, a month at most.  By February 1 I should be able to get a parking space again at the gym… Maybe it would be easier if we had a different resolution for each month?  That way we would only have to forego chocolate [...]

Ready to Tip the Canoe?

ADMIT IT.   There are times when throwing your significant other overboard is an attractive alternative to getting an agreement on money matters.  Even the most savvy financial advisors (ahem…) OCCASIONALLY fight with their spouses about spending.  Or not spending. So what’s an otherwise happy couple to do?  Here are a few tips and tricks gleaned [...]

Budgeting Websites

Okay, you buy into the idea of creating a budget in order to get a better handle on your finances.  What next?  Well, there is always Quicken or you can create your own Excel spreadsheet (or use the one I’ve posted at Financial Resources). But there are some pretty cool websites out there now that [...]

College-Bound Budgeting

Want to scare yourself silly?  No need to visit the local cinema; just sit down for 15 minutes with your college-bound kid and talk about finances.  Sadly, most soon-to-be freshmen are heading off to their new, independent life without a clue about how to pay for it.  Remember, they’ve been living the high life on [...]

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